Enter your PIN
Forgot your PIN? Tap Forgot PIN to reset the app on this device, then restore your latest backup.
Ask your money and Analyze month use AI. Turn it on with your own key from an AI company; you pay them directly, usually a few cents a month.
A personal summary of your year, with goals for next year.
Everything you enter stays on this device only. Keep a backup somewhere safe, like Files, iCloud Drive, Google Drive or your email.
Ledgo saves a copy of your data inside the app before each update and each restore, and keeps the last 3. They are on this device only, so they don’t replace a backup.
Deleted items stay here for 30 days, then they are removed for good.
Removes everything Ledgo stores on this device: all entries, settings, automatic copies and the trash.
Ledgo works fully without AI. With AI, it can read bank messages and receipt photos, suggest categories, explain your month and answer questions. It uses your own key from an AI company: you pay them directly, usually a few cents a month. What a feature needs is sent straight from this phone to the company you choose, only when you use it.
Get a key from this company. Set a spending limit in your account there.
Import a bank statement or your own spreadsheet (.xlsx, .xls or .csv). Export all gives one Excel file with an overview of every month, then a sheet per month with its own dashboard and all its transactions.
Merge places that are the same store spelled differently, so month-by-month tracking stays accurate.
Add your own categories, like Kids, Car or Club, and delete any you don’t use. When you delete one, you choose where its expenses go.
Cards are added automatically from bank SMS by their last 4 digits. Mark each as debit or credit.
Ledgo reads common bank messages right on this phone. With AI, it also reads other banks’ wordings and receipt photos: turn it on in .
What drove your spending, what changed and what to watch.
Choose which cards appear and their order. The summary card always stays on top.
Set the first and last day of this month, for example from the day your salary arrives to the day before the next one.
Moving money into savings doesn’t count as spending.
Tick the names that are the same place, then choose the name to keep.
Choose a month, then create a two-page PDF report or a formatted Excel workbook with every detail: summary and insights, all transactions, places, day by day, income, plans and savings.
With dates, new expenses in this period are tagged automatically. You can untick any of them.